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Dental insurance offers peace of mind to people who know their dental care is now more affordable. Most employer-sponsored plans pay more for preventative care than any other services, as preventative care can save you from most major dental issues by letting your dentist catch any minor problems early. Peace of mind also comes from knowing that you can go to your dentist for a minor toothache while only paying a small co-pay that varies with your plan. You won’t have to wait and see if it gets worse, which never really works out well as dental problems don’t resolve themselves.
According to the Centers for Disease Control and Prevention, half of American adults age 18 to 65 have dental insurance coverage. They also estimate that nearly 5% of the population goes without dental care because they cannot afford it. If you’re looking for a dentist near me who accepts my insurance, please contact us. Keep reading to learn more about dental insurance and its benefits.
Where Is There a Dentist Near Me Who Accepts My Insurance?
We accept many of the popular dental insurance plans and are happy to file claims for our patients. If you want to find a dentist in Arlington by insurance, look at your plan. There is typically a list of dentists in the network that you can search by zip code. At Ballston Dental Arts, we’re proud to be a preferred provider for any plans. Call us at (703) 291-3111 for more information or to book an appointment.
What Are the Basics I Need to Know About How to Use My Dental Insurance with a Dentist in Arlington?
The first thing you need to know is whether you should find a dentist that accepts PPO insurance or a dentist that accepts HMO insurance. PPO stands for Preferred Provider Organization and HMO stands for Health Maintenance organization. It can also be called a DMO. Your employer will usually offer one or the other. HMO plans may end up costing you less, but they restrict you to choosing one dentist in the network as your primary care provider. You would need a referral to see a specialist dentist. PPO plans offer more freedom but have higher monthly premiums.
You should have a full understanding of your coverage, specifically:
- Is there a deductible? This is the amount you pay before your coverage begins.
- Is there an annual maximum? This is the specific amount your insurance will cover in a 12-month period.
- Is there a missing teeth clause? Your insurance may not cover restorations for pre-existing missing teeth.
- Are high-quality materials covered? For example, can you get a tooth-colored composite filling, or do you have to pay the difference between a metal and a composite one?
- Is orthodontic work, like braces, covered? If so, is Invisalign covered?
- Is there any coverage for cosmetic work, such as teeth whitening procedures or veneers?
- Are there any procedures that require pre-authorization?
- Is there a limit on how many times I can see my dentist each year?
- Is there a waiting period> Waiting periods are more common in private dental insurance plans, but some employer-sponsored plans also have them.
If you don’t understand any of the terminology in your plan, plan ask us for clarification.
Many dental insurance policies, although they are all unique, have 100-50-50 coverage. This means the plan will cover 100% of preventative care, 80% of basic treatments, like fillings, and 50% of major procedures, such as crowns. These typical numbers apply after any deductible, waiting period, or annual maximum.
We Will Help You Maintain Your Dental Health
Are you wondering, “Which dentist takes my insurance?” Remember that you need a dental home that will help you maintain your dental health at affordable prices. At Ballston Dental Arts, we have a dentist that takes insurance who is ready to serve your needs with preventative care and affordable dental restoration services.
After you find a dentist in Arlington by insurance, contact us for an appointment. We will make sure you have a healthy smile that you can be proud of while offsetting the cost of your dental care.
Insurances We Accept
At this time, we are not accepting Medicaid.
- Cigna PPO
- Connection Dental
- Delta Dental Premier®
- Humana PPO
- Medicare Advantage (Seniors 65+)
- United Healthcare